To Individual Investors

Yokohama City's public participation bond “Hama Bonds” has been issued for the purpose of diversifying financing methods and promoting sales to individual investors, etc. Will be suspended.

Press release document (PDF: 522KB)

Yokohama municipal bond is bond issued by Yokohama-shi to borrow a part of maintenance fund of imminent public facilities including citizen use facilities, parks, road.
Since these public facilities will be used for a long time in the future, the current citizens and future citizens will share maintenance costs, etc., and issue municipal bonds that will be repaid over a long period of time in order to make the burden between generations fair. .
In this way, we make effective use of money from all of you who had you purchase municipal bond for town planning of Yokohama-shi.
In addition, Yokohama City promises to pay the principal of interest and maturity date.

The interest rate (surface interest rate) of municipal bonds is a fixed interest rate that does not fluctuate until the redemption of the principal.
In addition, interest is paid twice a year (for example, in the case of a surface interest rate of 2%, 1% is paid every six months).
The first interest payment is six months after the purchase of the municipal bond.
Interest is withheld at a tax rate of 20.315% (income tax and special reconstruction income tax of 15.315%, resident tax of 5%).

Yokohama municipal bonds are financial products that are sold on the market, so they can be sold and redeemed before maturity.
However, since the bond will be sold on the market, if the interest rate on the market is higher (lower) than at the time of purchase at the time of sale, a loss on sale (profit) will be incurred.
If you can bring it until the maturity, Yokohama City will pay the principal at par value.

Persons with physical disabilities (those who have been issued a certificate of the physically disabled) and those who have received a widow's pension, etc., are exempt from interest up to 3.5 million yen including deposits etc. You can use the Maru Yu system.
In addition, apart from the Maruyu system, you can use the special Maruyu system, in which interest is exempt from taxation, up to 3.5 million yen for municipal bonds (publicly offered local bonds) and interest-bearing government bonds. For more information, please contact each financial institution.

• The 4th “Hama Bond 5” in FY2015
• 3rd “Hama Bonds 5” in FY2015
• 2nd Hama Bond 5 in FY2015
• The first “Hama Bond 5” in FY2015
• The 4th “Hama Bond 5” in FY2014
• 3rd “Hama Bonds 5” in FY2014
• 2nd “Hama Bond 5” in FY2014
• The first “Hama Bond 5” in FY2014

• The fourth “Hama Bonds 10” in fiscal 2007
• 3rd “Hama Bond 10” in fiscal 2007
• 2nd “Hama Bond 10” in fiscal 2007
• The first “Hama Bonds 10” in fiscal 2007